One of the most popular insurance policies in India is health insurance although a large sector of people still pay their hospital bills out of pocket. This is because of either negligence or ignorance. For us, it makes sense to weigh the pros and cons of health insurance and avail the same at the earliest!
Health insurance provides dual benefits to the insured. One, this provides a financial cover to the insured to meet his financial needs in case of any medical emergency. Second, it also provides him with an opportunity to avail some of the best medical services from the hospital centres of his choice. Both these features are extremely important and in the absence of any such health insurance cover, it would have been very difficult for the insured to take care of his medical needs. Thus, health insurance is not only important but unavoidable!
One such company that is gaining more and more importance recently is the Religare Health insurance company. This insurance company has come up with various innovative plans with extremely interesting features and benefits that are sufficient to meet the medical needs of an individual and his family members. Religare enjoys an extremely high success rate and all the people who have availed insurance services from Religare have been extremely satisfied with its services. It is a specialist insurance provider whose motive is to provide the best insurance services to its clients. Through its robust distribution model and excellent services, it has been able to bring a smile on the face of all its customers.
Key Features of Religare Health Cover
Sum Insured: The insurance policy cover provides multiple options of selecting the sum insured. The sum insured varies from as low as 2 lakh to as high as 6 crores. This has been designed keeping in mind the different needs and requirements of the individuals. While the cover of 2 lakh is basic and is suitable to family with low income, an amount of 6 crore is suitable for HNIs.
No-claim bonus: In case an insured does not make any claim in a policy period, he is eligible to take a no-claim bonus discount or offer in the next policy period.
Health Check-up: Religare health cover provides the insured the benefits of doing annual health check-up to a certain limit. These checks up are essential and one should get them done on a regular basis.
PAN India Network: Another important feature of the health policy is that individual can get the hospitalization done at any of the network hospital based on his needs and convenience.
Renewability: Life-long renewability option is available with health cover policy from Religare. In addition to this, there is no pre-policy check-up required under the care freedom plan.
Waiting period: Waiting period of 2 years is required in case of any pre-existing disease of the insured.
Coverage: Almost all the health insurance policies provided by Religare provide insurance cover for an individual as well as his family members.
Long-term policy: Instead of taking a single year policy and renewing it every year, an individual can go for a combined three year plan which will mean increased benefits at reduced price.
Customized Plans: If an insured is not satisfied with the default plans offered by Religare, he can still go for customized plans where he can try and tweak the plan based on his medical needs.
Benefits of Religare Health Insurance Cover
One stop shop: Religare health insurance policy is a policy for all. You do not have to worry about the financial status of your family when you approach Religare. They have a plan for all the strata of society and offer numerous benefits under one roof.
Personal Attention: An insured can count on them when he needs it the most. In case of any difficulties during purchasing the policy or filing a claim, Religare can provide the insured all the attention he needs.
Hassle free process: The entire process of querying about the policy, buying the policy and filing the claim has been made online. You can now purchase a health insurance with Religare in just a matter of few minutes.
So, when it comes to offering insurance cover, Religare is way ahead of its competitors in terms of convenience and affordability.